I see I’m not a hot mess I’m a spicy disaster Unicorn vintage shirt headed. OP needs to prioritize the retirement savings now. her husband working so many hours and making that much but with no retirement benefits. He needs to find a job with benefits. you are a great mom, doing your working mom thing and keeping your family afloat. But for the sake of your son who will one day be taking care of you, get those retirement finances in order and your spending under control. They’ve expanded a lot in the past year so we’re hoping they add more benefits soon.
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I’m not a hot mess I’m a spicy disaster Unicorn vintage shirt was recently promoted to a more management-level position so he’s going to bring up retirement benefits in the next HR meeting. I know I need to do a better job with my spending, seeing how much was spent the past week. I was definitely the same way a couple of years ago. So much on food and clothes all the time. I’ve noticed my anxiety around money has eased so much and that brings me so much more happiness than those purchases ever did. But I also don’t have a toddler yet and can’t imagine the stress that brings and how many more convenience purchases I would make in your position.
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I also have a mother who has not been a good saver who likes to treat herself a little too often, making I’m not a hot mess I’m a spicy disaster Unicorn vintage shirt hard to ever have a safety net. We are very big on parks and free/cheap activities! I’m hoping one day soon he will be able to sit still and not be so loud at the library because that was one of my favorite places to go as a kid. After seeing all these little expenses add up I’m going to be a lot better about saving and not treating myself to so many unnecessary coffees.